Whether you are using the credit card for online transactions or offline, a receipt is generated for the transaction. You normally discard the receipt, but you would be amazed to know how beneficial it can be.
Here are 5 benefits of keeping the credit card receipt:
1. Track Expenses: Each receipt contains the transaction amount and date. Keeping them will help you track your expenses. You can check how much you are spending and for what purpose and use that information to make any changes in your spending habits.
2. Record of Transaction: You can use the credit card receipts to cross-check the items of your credit card bill. This will help you authenticate each expense item of your bill.
3. Verify Transaction: Each receipt is proof for the transaction done by you. You can raise a dispute in case you discover any fraudulent transaction.
4. Refunds: In case you wish to return a purchased item, you would be probably required to furnish the purchase receipt. When you have a credit card receipt as well, along with the purchase receipt, it just becomes an additional assurance.
5. Reimbursements: When you have a corporate credit card, and you use the card for business-related expenses. In such a case, you are required to submit proof of expenses, and credit card receipts can easily be that proof.
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