You can’t expect to survive without a credit score check today, as credit scores are quite important when it comes to loans and credit cards. But the question is how you can build a good credit score if you haven’t applied for any loan or credit card earlier. This kind of situation might create a problem for you want to apply for a new loan and you don’t have a credit score. Without a credit score, no lender would be willing to lend you. So, in such a case, you can follow some steps to build a good credit score, which will also let you avail the loan next time.
1) If you haven’t taken a loan or applied for a credit card before, you can get an unsecured loan or credit card with a cosigner which will help you build your credit score as well
2) You can also apply for a secured credit card which is secured against any collateral like a savings account or fixed deposit to lessen the risk of default
3) You can even apply for a low limit credit card to build your credit history
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