When you apply for a new credit card, you might be wondering whether your lender will approve your application made by you or not? There is no specific reason to get your credit card approval rejected. But one may be very careful and should try to follow some things that will increase your chances of credit card approval. Before giving you a credit card, lenders follow stringent criteria to judge your eligibility towards the plastic card. They check not only your employment or Income but also your CIBIL score to know your eligibility. The important tips discussed above will help credit card holders to take note and try to improve on the part where they are lacking the most. If you are someone who is not having a good credit score and is in the process to improve his bad credit score back again in order to apply for fresh credit cards need to be very patient and disciplined in terms of making due bills payment always on time while keeping the credit utilisation ratio as low as possible. It is therefore quite important for one to keep a regular check on your payment history as well as credit score so that you may raise it as soon as possible if it is not up to the mark. As doing this, will not only improve your credit history but also increase your chances toward your credit cards application approval.
Comments